@TechReport{Walker:CBDC:2025,
    author      =   {Sharon Branch, Yvonne Cooper, Cecilia Franco, Jon Frost, Priscilla Koo Wilkens, Lyu Yuan, Jamere McIntosh, Mu Changchun, Ta'Mar Phillip, Erica Salinas, Lynsey P Ward, Todd Walker and Allan Wright},
    title       =   {Retail CBDCs in practice: the experience of the SandDollar, e-CNY and JAM-DEX},
    year        =   {2025},
    month       =   {August}
}